[] () a single payment that you receive, for example from an insurance policy, a gift or an investment（保险单、赠予或投资的）一次性总付，总括性付款◆Under the terms of the plan, you will receive an initial capital sum and regular monthly payments.根据这计划，你将得到一笔一次性初始总付以及按月分期付款。➡lump sum