[, ] () the decisions that a government makes about how easy or expensive it will be for people and businesses to borrow money（政府制订的）信贷政策◆The government has adopted a tight credit policy and high interest rates.政府采取了信贷紧缩及高利率政策。➡credit control () the decisions a business has made about the way it will lend money or give credit; a document that describes these decisions（企业制订的）信贷政策◆A business should have a credit policy before extending any credit.企业在提供信贷之前必须制订信贷政策。